Last Updated: 30 September 2025

Welcome to LifeDeal ( lifedeal.co.in ). By accessing and using our website and services, you agree to comply with and be bound by the following terms and conditions. Please review them carefully.

Introduction

LifeDeal ("we," "us," "our") provides an online platform for users to compare, select, and purchase insurance policies from various insurance providers. We act as an intermediary and are not the underwriter of any insurance policy. Our services include providing instant quotes, facilitating policy issuance, and offering claims support assistance.

Eligibility

You must be at least 18 years of age and a resident of India to use our services and purchase any insurance policy through our platform.

Our Services

Insurance Quotes: The quotes provided on our website are based on the information you submit. These are indicative and not a final offer of insurance. The final premium is determined by the respective insurance company after you complete the full application.

Policy Issuance: We facilitate the purchase of insurance policies. The contract of insurance is between you and the insurance provider, and it is governed by the terms and conditions set forth by that provider.

Information Accuracy: You are responsible for providing accurate and complete information. Any misrepresentation or omission may lead to the policy being voided by the insurer and claims being denied.

Information Accuracy: You are responsible for providing accurate and complete information. Any misrepresentation or omission may lead to the policy being voided by the insurer and claims being denied.

User Obligations

• You agree to provide true, accurate, and current information.
• You are responsible for maintaining the confidentiality of any login credentials.
• You agree not to use this website for any unlawful purpose.

Intellectual Property

All content on this website, including text, graphics, logos, and software, is the property of LifeDeal or its content suppliers and is protected by Indian and international copyright laws.

Limitation of Liability

• LifeDeal is an intermediary platform. We are not liable for any of the following:
• The denial of any claims by the insurance provider.
• Any disputes arising from the terms and conditions of the policy provided by the insurer.
• Any losses or damages resulting from inaccuracies in the information provided by you.
• Any direct or indirect loss arising from the use of our website or services.
• Our liability is strictly limited to the service fee we charge for our facilitation services, if any.

Third-Party Links

Our website may contain links to third-party websites (e.g., insurance providers, payment gateways). We are not responsible for the content or privacy practices of these external sites.

Amendments

We reserve the right to modify these terms and conditions at any time. Any changes will be effective immediately upon posting on the website. Your continued use of the site signifies your acceptance of the updated terms.

Governing Law and Jurisdiction

These terms and conditions shall be governed by the laws of India. Any disputes arising in connection with these terms shall be subject to the exclusive jurisdiction of the courts in Mumbai, Maharashtra.

Contact Us

If you have any questions about these Terms and Conditions, please contact us via the details provided on our website.